Increase speed to market, accelerate pricing and product innovation, driven by the business experts.

Insurance rating and product configuration solution designed to modernize insurance pricing

Insurance pricing is core to carriers’ success. Placing greater power in the hands of business experts means insurers can leverage information like never before—segmenting markets, performing impact analysis, spotting trends, hypothesis testing, and offering customers more competitive products

Ratabase is the “gold standard” in insurance rating with 30+ years of supporting a wide range of business classes, 100+ successful implementations on-premise and cloud with an average client satisfaction score of 9.8 out of 10.


How Ratabase transforms the insurance pricing process

A powerful solution for complex rating

CGI's highly scalable and reliable engine rates policy transactions for any line of business in real-time with sub-second response.

Accelerate product time to market

Develop, maintain and manage products more efficiently, with business users managing all aspects of the rate-making process using a no-code/low-code platform.

Rapid plug-and-play integration

Connects to any enterprise system to simplify and streamline business processes.


Product Builder

Product Configuration API

With Product Builder, business users develop and maintain products, as well as test, deploy, manage and monitor product distribution. Simulate hypothetical rate adjustment scenarios or rerun your existing business portfolio to assess the impact of changes. Use Product Builder API to schedule and automate many aspects of the rate making process. In an increasingly regulated environment, Product Builder provides clear audit trails for immediate transparency on pricing control and regulatory
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Rating Deployment

The Ratabase Environment Management and Monitoring App (EMMA) bridges Ratabase Product Builder and Ratabase Production databases on supported platforms. Through both an API and a Windows interface, EMMA enables Ratabase users to:

  • Distribute and load: Develop distribution packages from Product
    Builder to load one or more target environments with a single click,
    simplifying the entire process. Enable your Ratabase business team
    to make changes quickly and easily without burdening IT.
  •  Use templates from Product Builder to distribute packages
  • Use a load queue to check on the status of load activities
  •  Transfer: EMMA enables transfer filings from one production
    environment to another production environment
    Ratabase EMMA
  • Inventory and compare: Provide inventory comparisons between
    Ratabase Product Builder and Ratabase Production and be 100%
    confident your approved rates are in production
    • List all filings for an environment and version
    • Perform a quick comparison between two environments
    • Perform a full comparison between environments, comparing
      additional details of tables and formulas
  •  Synchronize: EMMA enables users to synchronize Product Builder and Production databases, as well as synchronize production-to production environments
  • Monitor: Using the dashboard configuration, users can monitor the performance of rating transactions using several metrics such as transaction failure rate, transaction speed and transaction activity.